Privacy Policy
Privacy Statement
| FACTS | What does Right Direction Financial Services Holdings LLC do with your Personal Information? |
| Why? | Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The type of personal information we collect and share depend on the product or service you have with us. This
information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Right Direction Financial Services Holdings LLC chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Right Direction Financial Services Holdings LLC share? | Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer products and services to you |
No | Yes |
| For joint marketing with other financial companies | No | Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | Yes | Yes |
| To limit our sharing |
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our However, you can contact us at any time to limit our sharing? |
| Questions? | Call 800-288-6999 or go to rightdirectionfinancial.com |
| Who we are | ||
| Who is providing this notice? | Right Direction Financial Services Holdings LLC | |
| What we do | ||
| How does Right Direction Financial Services Holdings LLC protect my personal information? | To protect your personal information form unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
|
| How does Right Direction Financial Services Holdings LLC collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from other, such as credit bureaus, affiliates, or other companies. |
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
· Sharing for affiliates everyday business purposes – information about your credit worthiness
State laws and individual companies may give you additional rights to limit sharing |
|
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
Vermont Residents: If you are a Vermont resident, we will send you a Vermont Privacy Statement when you open a Right Direction Account. Our Vermont Privacy Statement describes some of the choices you have about the ways we share your personal information. If any of the terms of our Vermont Privacy Statement are different than the terms of this Privacy Policy, the Vermont Privacy Statement will govern. For more information, view our current Vermont Privacy Statement.